Shopify Capital 商家現(xiàn)金墊款申請和跟蹤

shopify新聞

2022-03-28

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商家預付現(xiàn)金是您可以申請收取固定費用的一筆錢。您向 Shopify Capital 支付每日銷售額的特定百分比，直到全額付清。

Shopify Capital 商家現(xiàn)金墊款

商家預付現(xiàn)金是您可以申請收取固定費用的一筆錢。您向 Shopify Capital 支付每日銷售額的特定百分比，直到全額付清。

例如，Shopify Capital 可能會給您預付 5,000 美元，然后從您商店的未來銷售額中收取 5,650 美元，匯付比例為 10%。收到的 5,000 美元將轉(zhuǎn)入您的企業(yè)銀行賬戶，Shopify Capital 將收取您商店每日總銷售額的 10%，直到達到待匯付的總額 5,650 美元。匯付超過待匯付總額的 25% 后，您可以選擇一次性匯付未繳余額。

將總額匯付至 Capital 沒有截止日期。每日匯付額由商店的每日銷售額決定，因為匯付率是商店每日銷售額的百分比。匯付金額會從您的商業(yè)銀行賬戶中自動扣除。

Shopify Capital 提供的融資金額在 200 美元至 200 萬美元之間，或者在 200 加元至 200 萬加元之間。匯付總額和匯付比例取決于您的風險狀況。

申請商家現(xiàn)金墊款

您可以直接從 Shopify 后臺的資金頁面查看您的資金供應并請求商家現(xiàn)金墊款。

步驟：

在 Shopify 后臺中，轉(zhuǎn)到設置 > 資本。
在 Shopify Capital 中查找資格消息，然后點擊查看資金供應。
資金頁面會提供不同的資金選項。請比較資金選項的條款，然后點擊所需選項下方的申請。
每個選項的條款將包括收到的金額、Shopify Capital 將收到的匯付總額，以及將從您的每日銷售額中扣除并匯入 Shopify Capital 的匯付率。
在查看并接受條款對話框中，仔細查看條款和條件部分，然后點擊 Shopify Capital 協(xié)議，在另一個瀏覽器選項卡中打開它。
如果您位于加拿大境內(nèi)，請仔細查看 Shopify Capital 協(xié)議和預授權借記協(xié)議的條款。如果您同意這些條款，請返回查看并接受條款對話框，然后點擊接受條款。

備注：接收一筆金額后，如果您在加拿大境內(nèi)，并且想要更改接收 Shopify Payments 款項和匯付的銀行賬戶，則需要聯(lián)系客服以完成新的預授權借記協(xié)議。

Shopify Capital 將審核您的申請，您將在 2-5 個工作日內(nèi)獲悉是否獲得批準。如果獲得批準，您的商家現(xiàn)金墊款將匯入您的商業(yè)銀行賬戶。

備注：如果您在請求資金時將您的提供商換為 Shopify Payments，則可能需要超過 5 個工作日的時間才能批準您的請求。

收到商家現(xiàn)金墊款的兩天后，Shopify Capital 將開始根據(jù)您的每日銷售收入從您的商業(yè)銀行賬戶中扣除每日匯付額。

跟蹤您的商家現(xiàn)金墊款匯付

收到商家現(xiàn)金墊款后，您可以轉(zhuǎn)到設置 > 資金，從而在 Shopify 后臺中跟蹤總額中要償還或匯付的未繳余額。

在資金頁面中，您可以查看：

未繳余額。
您已付款的金額、付款占總額的百分比以及轉(zhuǎn)賬歷史記錄。

您可以在轉(zhuǎn)賬歷史記錄部分的總銷售額列中查看每天的銷售收入。您可以在金額列中查看已向 Shopify Capital 支付的金額。

Shopify Capital merchant cash advance
A merchant cash advance is a lump sum of money that you can apply to receive for a fixed fee. You pay Shopify Capital a percentage of your daily sales until the total amount is paid.
For example, Shopify Capital might advance you $5,000 to for $5,650 paid from your store's future sales, with a remittance rate of 10%. The $5,000 amount received is transferred to your business bank account, and Shopify Capital receives 10% of your store's gross daily sales until the full $5,650 total to remit has been remitted. After you remit over 25% of your total to remit, then you have the option to remit the remaining balance in a single lump sum.
There is no deadline for remitting the total to Shopify Capital. The daily remittance amount is determined by your store's daily sales, because the remittan rate is a percentage of your store's daily sales. The remittance amount is automatically debited from your business bank account.
Shopify Capital offers funding amounts between $200 to $2,000,000 USD or $200 to $2,000,000 CAD. The total to remit and remittance rate depend on your risk profile.
Request a merchant cash advance
You can view your funding offers and request a merchant cash advance directly from the Capital page of your Shopify admin.
Steps:
From your Shopify admin, go to Settings > Capital.
Find the eligibility message from Shopify Capital, and then click View funding offers.
On the Capital , there are different funding options. Compare the terms of the funding options, and click Request beneath the one that you want.
The terms of each option will include the amount received, the total to remit that Shopify Capital will buy, and the remittance rate that will be deducted from your daily sales and remitted to Shopify Capital.
In the Review and accept terms dialog, carefully review the Terms and conditions section, and then click Shopify Capital Agreement to open it in another browser tab.
Carefully review the terms of the Shopify Capital Agreement and the Pre-authorized debit agreement if you are in Canada. If you agree with the terms, then go back to the Review and accept terms dialog, and click Accept terms.
tal.
From the Capital page, you can view:
the remaining balance.
the amount that you've paid, what percentage of the total is paid, and the transfer history.
You can view each day's sales revenue in the Total sales column of the transfer history section. You can view how much is paid to Shopify Capital in the the Amount column.